Buying the right Health Insurance is important. But it doesn’t have to be a bitter pill to swallow. If security and total peace of mind for you and your family is what you are looking for, DirectCare is the solution.
Whether you choose In Patient and Day Patient Treatment or Out Patient Treatment, the Gan Guarantee ensures that if you find a better price, cover and service elsewhere, we guarantee to beat it.
The health tool Snapshots frequent problems, advice to avoid possible problems, possible cover cost and the 24hr Medical Assistance Service.
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10% on online payments
Choose “Go Green, Go Paperless” for your Health Policy and get an additional 10% off online.
What type of health insurance is right for you?
There are several types of Direct Care Insurance.Below we briefly describe the type of covers, Gan Direct offers to its clientele.
- In Patient & Day Patient Treatment
- Out Patient Treatment
- Dread Disease, Disability & Death Benefit
- International Travel Assistant Benefit
In Patient & Day Patient
Treatment
PRODUCT POLICY PACK
Schedule of Fees
OR CALL US: 800 5 10 15
In Patient & Day Patient Treatment includes treatment which, for medical reasons, requires an overnight or longer stay in hospital/clinic or requires that you have to go into a hospital/clinic or day-patient unit because you need a period of clinically supervised recovery.
Out- Patient Treatment includes treatment given at a hospital/clinic consulting room or an outpatient clinic where you are not provided with a day-patient or in-patient treatment.
Dread Disease, Disability
& Death Benefit
OR CALL US: 800 5 10 15
Dread Disease, Disability & Death Benefit provide cover in the event of an unexpected situation due to accident or to any cause.
The following benefit covers against:
- Death
- Permanent Total or Partial Disability
- Dread Disease (Heart Attack, Stroke, Cancer, Kidney Failure, Transplant of Vital Organs)
International Travel
Assistant Benefit
OR CALL US: 800 5 10 15
International Travel Assistant Benefit cover for treatment and transportation from any part of the world.
The following benefit covers:
- Medical Transportation and Treatment of an Emergency
- Repatriation of the Patient and his/her accompanying relatives
- Fare expenses of a Family Member
- Accommodation expenses for the Family Member
- Repatriation of the corpse
In Patient & Day Patient Treatment
In Patient & Day Patient
Treatment
GET A FREE INSURANCE QUOTE
PRODUCT POLICY PACK
Schedule of Fees
OR CALL US: 800 5 10 15
In Patient & Day Patient Treatment includes treatment which, for medical reasons, requires an overnight or longer stay in hospital/clinic or requires that you have to go into a hospital/clinic or day-patient unit because you need a period of clinically supervised recovery.
Out Patient Treatment
Out- Patient Treatment includes treatment given at a hospital/clinic consulting room or an outpatient clinic where you are not provided with a day-patient or in-patient treatment.
Dread Disease, Disability & Death Benefit
Dread Disease, Disability
& Death Benefit
GET A FREE INSURANCE QUOTEPRODUCT POLICY PACK
OR CALL US: 800 5 10 15
Dread Disease, Disability & Death Benefit provide cover in the event of an unexpected situation due to accident or to any cause.
The following benefit covers against:
- Death
- Permanent Total or Partial Disability
- Dread Disease (Heart Attack, Stroke, Cancer, Kidney Failure, Transplant of Vital Organs)
International Travel Assistant Benefit
International Travel
Assistant Benefit
GET A FREE INSURANCE QUOTEPRODUCT POLICY PACK
OR CALL US: 800 5 10 15
International Travel Assistant Benefit cover for treatment and transportation from any part of the world.
The following benefit covers:
- Medical Transportation and Treatment of an Emergency
- Repatriation of the Patient and his/her accompanying relatives
- Fare expenses of a Family Member
- Accommodation expenses for the Family Member
- Repatriation of the corpse
ADDITIONAL BENEFITS
Your Health is your most valuable asset and it should be treated as such. Choose the right Health Insurance for you and your family!
24hours Claims Settlement and the cheque… in hand!
The Second Opinion coverage provides a second medical opinion from Experienced Medical Centres around the world, following the diagnosis of a Qualifying Medical Condition
Health helpline assistance is there for you whenever you need it, and just a phone call away. If you are feeling unwell or would like some general healthcare information.
Provides medical or travel emergency repatriation and other expenses while you are abroad. In cases of emergency requirements out of the country of stay.
Our 24hr Coordinating Centre is the exclusive 24/7 service for our Direct Care customers holding the DirectCare health policy, specially designed to give you expert information and peace of mind
” SmartAssist” APP
Assistance Service
in 3 clicks.
Our Casualty Care will be next to you to make sure everything is on track, assist you with any question you may have and make sure you have been provided with the appropriate level of care and attention.
Insurance Cover Comparison
| HEALTH BENEFITS & COVERS | ANNUAL LIMITS | ||
|---|---|---|---|
| €100,000 | €200,000 | €2,000,000 | |
| INPATIENT TREATMENT | PLAN A | PLAN B | PLAN C |
| Room and Board in a Hospital, Clinic or Surgical room | √ | √ | √ |
| Room and Board in an Intensive Care Unit | √ | √ | √ |
| Doctor’s Fee for treatment not operational in a general ward | √ | √ | √ |
| Doctor’s Fee for treatment in an Intensive Care Unit | √ | √ | √ |
| Day Patient (Not staying overnight) | √ | √ | √ |
| Surgeons, Assistant Surgeons and Anaesthesiologists Fees | √ | √ | √ |
| Operating Theatre expenses and cost of expendables | √ | √ | √ |
| Operations for Rehabilitation | √ | √ | √ |
| Diagnostic Laboratory Examinations, Tests, X-Rays, MRI, CT Scans | √ | √ | √ |
| Prescribed Medication, Dressings | √ | √ | √ |
| Accidents, Emergency Incidents, Treatment of Injuries | √ | √ | √ |
| Cancer Treatment | √ | √ | √ |
| Physiotherapy | √ | √ | √ |
| Prosthetic Devices and Implants | √ | √ | √ |
| Parental Hospital Accommodation | √ | √ | √ |
| Newborn Baby Benefit | €1000 | ||
| Geographical Area of Cover | 1. Cyprus, 2. Cyprus, Greece, 3. Europe, 4. Worldwide (Except USA and Canada), 5. Worldwide | ||
| Deductible | 0, €250, €450, €600, €850, €1,700, €5,000, €7,500 and €10,000 | ||
| Co-Insurance | None, 10%, 20%, 30% | ||
| ANNUAL LIMITS | |||
| €1,000 | €2,000 | €4,000 | |
| OUT PATIENT TREATMENT | PLAN A | PLAN B | PLAN C |
| Visit to a GP or to a Specialist after Reference | €40 | €40 | €40 |
| Diagnostic Laboratory Examinations, Tests, X-Rays, MRI, CT Scans | 100% | ||
| Prescribed Medication | 100% | ||
| Post Surgical Physiotherapy | €200 | ||
| INTERNATIONAL COVER ASSISTANT | COVER FOR TREATMENT AND TRANSPORTATION FROM ANY PART OF THE WORLD (It covers only Emergencies during a trip not exceeding 60 days) |
||
| Medical Transportation and Treatment of an Emergency (until the Patient’s condition is stable and he/she is allowed to travel) | 100% | ||
| Repatriation of the Patient and his/her accompanying relatives | 100% | ||
| Fare expenses of a Family Member (If the treatment lasts for more than 10 days) | 100% | ||
| Accommodation expenses for the Family Member (room only for up to 7 days) | €650 | ||
| Repatriation of Corpse | €3000 | ||
| OPTIONAL COVERS | OPTIONAL AMOUNTS OF COVER: FROM €10,000 UP TO €500,000 | ||
| Death (Due to any cause attributable to the insured’s occupation) | OPTIONAL AMOUNTS OF COVER: FROM €10,000 UP TO €500,000 | ||
| Permanent total or partial disability (Due to any cause) | OPTIONAL AMOUNTS OF COVER: FROM €10,000 UP TO €500,000 | ||
| Dread Disease a. Heart Attack b. Stroke c. Cancer d. Kidney Failure e. Translpant of Vital Organs: Heart, Lungs, Pancreas, Liver, Kidneys, Bone Marrow | OPTIONAL AMOUNTS OF COVER: FROM €10,000 UP TO €500,000 | ||
MOTOR INSURANCE
- Free 24hr FastClaim and 24hr Assistance
- Free Courtesy Car in case of an Accident
- Free Courtesy Car in case of Breakdown
- Free Claim Support Service
- Free Legal Protection Assistance
- Easy renew in 3 clicks
PROPERTY INSURANCE
- Free 24hr FastClaim Assistance
- Free 24hr Home and Business Assistance
- Free 24hr Response Property Assistance
- Instant visit at the scene of the accident
- Save 33% off your existing Policy
- Easy renew in 3 clicks
HEALTH INSURANCE
- Free 24hr FastClaim Assistance
- Free 24hr Casualty Care Assistance
- Free 24hr Health Helpline Assistance
- Free 24hr Coordinating Centre
- Switch and get 30 days Free Cover
- Easy renew in 3 clicks