At Gan, we like to keep it simple to make things easier for you. That’s why people choose us for their Motor Insurance.
They save time and money and they like how they’re treated.
Whether you choose Basic Plus, Economic, Value or Premium Policy, the Gan Guarantee ensures that if you find a better price, cover and service elsewhere, we guarantee to beat it.
The motor tool Snapshots causes of damage, cost of repairs, covers, the 24hr Claims and Breakdown Assistance Service.
Visit the Motor tool
10% on online payments
Choose “Go Green, Go Paperless” for your Motor Policy and get an additional 10% off online.
2,5% discount after 5 years
No Claims Certificate for 5 years and get an additional up to 2,5% off your Motor Policy premium.
5% discount after 10 years
No Claims Certificate for 10 years and get an additional up to 5% off your Motor Policy premium.
Save 10% on a single driver
Get a Single Driver Policy and save 10%.
What type of car insurance is right for you?
There are several types of Motor Insurance.Below we briefly describe the type of covers, Gan Direct offers to its clientele.
Basic Plus Insurance Policy covers you against all sums including claimant’s costs and expenses which the Insured or any Authorized Driver shall become legally liable to pay in respect of death or bodily injury to any person, emergency treatment to any person or damage to property that may arise out of an accident caused by the use of the Insured Vehicle.
Economic Insurance Policy covers you against all sums including claimant’s costs and expenses which the Insured or any Authorized Driver shall become legally liable to pay in respect of death or bodily injury to any person, emergency treatment to any person or damage to property that may arise out of an accident caused by the use of the Insured Vehicle. It also covers you in case of fire, external explosion, self-ignition, lightning or burglary, theft or attempted theft to the Motor vehicle and its accessories and spare parts whilst thereon.
Value Insurance Policy covers you against the damages you may cause to a third party, against Fire & Theft and also against accidental damage to your own Motor Vehicle. It completely covers your own damage and the third party’s damage.
PRENIUM
Premium Insurance Policy is a special deal package that consists of all the covers included in Value Policy plus many more additional benefits which are otherwise offered at an extra cost
VALUE
Value Insurance Policy covers you against the damages you may cause to a third party, against Fire & Theft and also against accidental damage to your own Motor Vehicle.It completely covers your own damage and the third party’s damage.
ECONOMIC
Economic Insurance Policy covers you against all sums including claimant’s costs and expenses which the Insured or any Authorized Driver shall become legally liable to pay in respect of death or bodily injury to any person, emergency treatment to any person or damage to property that may arise out of an accident caused by the use of the Insured Vehicle. It also covers you in case of fire, external explosion, self-ignition, lightning or burglary, theft or attempted theft to the Motor vehicle and its accessories and spare parts whilst thereon.
BASIC PLUS
Basic Plus Insurance Policy covers you against all sums including claimant’s costs and expenses which the Insured or any Authorized Driver shall become legally liable to pay in respect of death or bodily injury to any person, emergency treatment to any person or damage to property that may arise out of an accident caused by the use of the Insured Vehicle.
ADDITIONAL BENEFITS
Select Motor Insurance and travel safe!
Your claim handled within 24 Hours! Either by choosing to use one of our Approved Network of Associates, or by cheque.
Courtesy Car is provided in case of a Breakdown, if you choose to have your car repaired at one of our Approved Network of Associates.
Free 24hr Assistance in case of an Accident, Breakdown or Windscreen replacement.
Recovery to any single destination of your choice if unable to fix your car at the roadside or arrange a prompt local repair.
Our goal is to be by your side within 24 minutes from your call,within city limits.
Choice of onward travel options if unable to fix your car at the roadside or arrange a prompt local repair. Options include replacement car for up to 72 hours, transport costs or overnight accommodation.
Courtesy Car is provided in case of an Accident, if you choose to have your car repaired at one of our Approved Network of Associates.
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Insurance Cover Comparison
| MOTOR BENEFITS & COVERS | BASIC PLUS | ECONOMIC | VALUE | PREMIUM |
|---|---|---|---|---|
| Bodily Injury or Death to Third Parties and Passengers up to €38,600,000 | √ | √ | √ | √ |
| Third Party Liability for Property Damage up to €1,300,000 | √ | √ | √ | √ |
| Medical Expenses for the Authorized Driver(s) up to €2,000 | √ | √ | √ | √ |
| Small Accident Forgiveness up to €1,200 | √ | √ | √ | √ |
| Windscreen Cover up to €250 | √ | √ | √ | √ |
| Passengers Liability to Third Parties | √ | √ | √ | √ |
| Beyond the “Road” use | √ | √ | √ | √ |
| Legal Protection | √ | √ | √ | √ |
| Penal Bail | √ | √ | √ | √ |
| 24hr Roadside & Business Assistance | √ | √ | √ | √ |
| 24hr Claims Assistance Free Courtesy Car (K2K) | √ | √ | √ | √ |
| Fire | N/A | √ | √ | √ |
| Theft | N/A | √ | √ | √ |
| Attempted Theft | N/A | √ | √ | √ |
| Hire Purchase, Loan or Long Term Rental Agreement | N/A | N/A | √ | √ |
| Own Damage for the Insured Vehicle | N/A | N/A | √ | √ |
| Replacement of Motor Vehicle with New | N/A | N/A | N/A | √ |
| Claim Protection | * | * | * | √ |
| Natural Hazards | N/A | N/A | * | √ |
| Riots & Strikes | N/A | N/A | * | √ |
| Personal Effects | N/A | N/A | * | √ |
| Loss of Use | N/A | * | * | √** |
| Driving Other Cars | * | * | * | √** |
| Unlimited Windscreen | * | * | * | √ |
| 24hr Glass Replacement | √ | √ | √ | √ |
| Excess Protection | N/A | N/A | * | * |
| Increase of Limit for Medical Expenses | * | * | * | * |
| Drawing a Trailer | * | * | * | * |
| Guarantee Asset Protection | N/A | N/A | * | * |
MOTOR INSURANCE
- Free 24hr FastClaim and 24hr Assistance
- Free Courtesy Car in case of an Accident
- Free Courtesy Car in case of Breakdown
- Free Claim Support Service
- Free Legal Protection Assistance
- Easy renew in 3 clicks
PROPERTY INSURANCE
- Free 24hr FastClaim Assistance
- Free 24hr Home and Business Assistance
- Free 24hr Response Property Assistance
- Instant visit at the scene of the accident
- Save 33% off your existing Policy
- Easy renew in 3 clicks
HEALTH INSURANCE
- Free 24hr FastClaim Assistance
- Free 24hr Casualty Care Assistance
- Free 24hr Health Helpline Assistance
- Free 24hr Coordinating Centre
- Switch and get 30 days Free Cover
- Easy renew in 3 clicks