Property Insurance Policy is designed to offer protection for your Property, comprising Buildings, Contents, Third Party Liability and other additional covers, as selected by you.
Whether you choose Homeowner Policy, Landlord Policy,Tenant Policy or Business Policy the Gan Guarantee ensures that if you find a better price, cover and service elsewhere, we guarantee to beat it.
The property tool Snapshots causes of damage, damages to your property, covers and the 24hr Property Assistance Service.
Visit the property tool
Gan Direct excels once again in providing complete Property Insurance by offering the Home Basic Secure Service package for FREE, which connects your security alarm to the associate partner Alarm Signal Monitoring Center.
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10% on online payments
Choose “Go Green, Go Paperless” for your Property Policy and get an additional 10% off online.
EasySwitch and save 33%
EasySwitch to Gan Direct and Save 33% off your current Property Insurance. Guaranteed
50 % Off Your Contents Premium
Get EuroComp Home Insurance and Save 50% off your Contents Premium.
What type of property insurance is right for you?
There are several types of Property Insurance. Below we briefly describe the type of covers, Gan Direct offers to its clientele.
Home insurance is designed to provide protection of your property including the building, its contents, and your belongings. And for those times you feel that you need more protection, you can add additional covers to your policy.
Landlords Insurance Policy is designed to provide protection for your property, including the building, its contents and third party liability. Additional coverage options are available and can be included to the policy based on your own needs.
The Business Insurance Policy is designed to offer protection for your Business in order to meet the minimum cover required by law and to give you the option to choose from a wide selection of benefits that can be tailored to meet your individual needs. If you are in business, you will need Business Insurance regardless of the size of your firm. An unexpected loss could cause financial hardship and destroy years of hard work. At Gan Direct we are by your side 24hours per day, 7 days per week, 365 days per year to protect your Business, a precious and highly important part of you.
Our Cargo Insurance policy provides protection against all risks of physical loss or damage to freight from any external cause during shipping, whether by land, sea or air.
Putting together a Home Inventory… it’s easier before a disaster than afterwards.
An accurate Home Inventory and proof of ownership at the time of a loss can make claim settlement easier and faster. A good Home Inventory includes a detailed list of possessions including receipts, descriptions, and photos of the property’s contents. We give you the option to complete the Home Inventory Checklist most suitable for you.
There are 3 levels of Home Inventory Checklists:
Checklist level A – A brief summary of the amount of contents.
Checklist level B – A summary of the amount of contents, plus a hard copy list which includes the main portions/ rooms of the property.
Checklist level C – A detailed hard copy list indicating the contents of each room.
With a complete Home Inventory, we can verify property easier, which makes settling your claim easier.
HOME
Home insurance is designed to provide protection of your property including the building, its contents, and your belongings. And for those times you feel that you need more protection, you can add additional covers to your policy.
LANDLORDS
Landlords Insurance Policy is designed to provide protection for your property, including the building, its contents and third party liability. Additional coverage options are available and can be included to the policy based on your own needs.
BUSINESS
The Business Insurance Policy is designed to offer protection for your Business in order to meet the minimum cover required by law and to give you the option to choose from a wide selection of benefits that can be tailored to meet your individual needs. If you are in business, you will need Business Insurance regardless of the size of your firm. An unexpected loss could cause financial hardship and destroy years of hard work. At Gan Direct we are by your side 24hours per day, 7 days per week, 365 days per year to protect your Business, a precious and highly important part of you.
CARGO
Our Cargo Insurance policy provides protection against all risks of physical loss or damage to freight from any external cause during shipping, whether by land, sea or air.
HOME INVENTORY
Putting together a Home Inventory… it’s easier before a disaster than afterwards.
An accurate Home Inventory and proof of ownership at the time of a loss can make claim settlement easier and faster. A good Home Inventory includes a detailed list of possessions including receipts, descriptions, and photos of the property’s contents. We give you the option to complete the Home Inventory Checklist most suitable for you.
There are 3 levels of Home Inventory Checklists:
Checklist level A – A brief summary of the amount of contents.
Checklist level B – A summary of the amount of contents, plus a hard copy list which includes the main portions/ rooms of the property.
Checklist level C – A detailed hard copy list indicating the contents of each room.
With a complete Home Inventory, we can verify property easier, which makes settling your claim easier.
ADDITIONAL BENEFITS
Choose Gan Direct for your Property Policy.
Your claim handled within 24 Hours! Either by choosing to use one of our Network Approved Associates, or by cheque.
Available in case of Security, Heating, Plumbing, Drainage and Electrical Wiring Emergencies, including coverage of labour costs and replacement parts.
Property Assistance is designed to offer you Property Emergency and routine maintenance services.
Free Home Inventory Service with your home insurance for an easier and prompt claim settlement.
Our goal is to be by your side within 24 minutes from your call,within city limits.
” SmartAssist” APP
Assistance Service in 3 clicks.
Available in case of Security, Heating, Plumbing, Drainage and Electrical Wiring Emergencies, including call- out fee and up to one hour’s labour. Major parts are excluded.
PROPERTY INSURANCE COMPARISON
| HOME BENEFITS & COVERS | Fire & Other Perils Landlord or Owner | EuroComp Home Landlord or Owner |
|---|---|---|
| Buildings & Contents | ||
| Fire/ Lightning/ Explosion/ Earthquake/ Volcano Explosion/ Impact/ Smoke | √ | √ |
| Escape of water from any Tank, Apparatus or Pipe | √ | √ |
| Riots, Strikes, Labour Disturbances or Malicious Damage | √ | √ |
| Hurricane, Cyclone, Tornado, Windstorm or Flood | √ | √ |
| Aircraft and other Aerial Devices or Articles Dropped therefrom | √ | √ |
| Theft - Violent Entry or Exit to a Property | √ | √ |
| Escape of Oil from a fixed domestic oil-fired heating installation and smoke damage resulting from a defect in ANY fixed domestic heating Installation | N/A | √ |
| Subsidence, Landslip or Heave | N/A | √ |
| Failing of fixed radio and television aerials fixed satellite dishes, their fittings and masts | N/A | √ |
| Damage caused by falling trees, telegraph poles and lamp posts | N/A | √ |
| Loss of Rent and Costs of Alternative Accommodation | N/A | √ |
| Increased Metered Water Charges | N/A | √ |
| Golfers Liability | N/A | √ |
| In addition the Building is Covered against: | ||
| Accidental breakage of fixed glass, double glazing, solar panels, sanitary fixtures and ceramic hobs | N/A | √ |
| Legal Liability to the public | N/A | √ |
| Accidental damage to domestic Oil Pipes, Sewers, Drains, Underground Gas Pipes, Underground Electricity and Telephone Cables | N/A | √ |
| In addition Contents are Covered against: | ||
| Accidental damage to Audio and Audio Visual Units including Television sets, Video Recorders and Home Computers | N/A | √ |
| Accidental breakage of Mirrors, Glass Tops and Fixed Glass in Furniture | N/A | √ |
| Tenants Liability | N/A | √ |
| Loss or Damage to Property of Servant(s) | N/A | √ |
| Contents in the Open | N/A | √ |
| Contents Temporarily Removed | N/A | √ |
| Fatal Injury to the Insured and/or Spouse | N/A | √ |
| Legal Liability to Domestic Staff | N/A | √ |
| Legal Liability to the Public | N/A | √ |
| Replacement Locks | N/A | √ |
| Christmas Seasonal Increase | N/A | √ |
| Optional Cover: | ||
| Accidental Damage to the Building and/or Contents | N/A | * |
| Valuables and Personal Effects and Specified items within E.U | N/A | * |
| Contents of Frozen Food Cabinet(s) or Domestic Refrigerator | N/A | * |
| Pedal Cycles within E.U | N/A | * |
| Personal Money and Credit Cards within E.U | N/A | * |
| Classic Vehicle Cover | N/A | * |
| Third Party Liability for Speed Boats | N/A | * |
| Pet Insurance | N/A | * |
| Hunters Liability | N/A | * |
BUSINESS INSURANCE COMPARISON
| COVER FOR | AGAINST | BENEFITS |
|---|---|---|
| Buildings and/or Contents | Fire / Explosion / Lightning / Earthquaqe / Riot & Civil Commotion / Storm & Flood / Escape of Water / Impact / Subsidence | Fire Extinguish-ment Costs / Costs of Tracing Source of Water Damage / Loss of Rent / Architects & Surveryors Fees / Removal of Debris / Cost of Complying with Statutory Requirements / Personal Effects of Policy Holder and/or Employees / Rewriting of Records |
| Computers and General Electronic Equipment | Breakdown or Repair | Cost of Restoring Data Stored on Electronic Media |
| Glass & Signs | Accidental Damage / Accidental Breakage / Damage by Impact of Falling Glass | Temporary Boarding Up / Replacing Signwriting or Burglar Alarm Tape |
| Theft | Theft / Attempted Theft or Armed Hold Up | Repairing Damage to Building / Rewriting of Documents/ Personal Effects / Replacement Locks / CCTV Repair or Replacement / Temporary Boarding Up |
| Money | Loss of Damage / From Premises / In Transit / In Night Safe / From Salaries / Private Dwelling of Authorized Person | |
| Specified and Unspecified Items | Loss of Damage anywhere in EU including but not limited to Laptops, Mobiles and Video Cameras | |
| Business Interruption | Rent / Alternative Accommodation / Net Salary Costs | Accountants Fees / Interruption Due to Infectious Diseases / Interruption of Supply to Business Premises |
| Fidelity Insurance | Loss of Property or Money by any Act of Theft, as a Result of Employee Dishonesty | Accountants Fees / Rewriting or Amending Software Programmes or Systems |
| Goods in Transit | Loss or Damage to Goods in Transit caused by: Fire, Explosion, Lighting, Collision, Theft | |
| Products Liability | Legal Liability for Personal Injury or Damage Caused by Your Products | |
| Public Liability | Legal Liability for Personal Injury to Third Party in Connection to Your Business or Damage to Third Party Property | |
| Employers Liability (Required by Law) | Bodily Injury to Employees due to Employer Negligence | |
| Personal Accident | Death, Amputation, Loss of Sight, Disablement, Medical Expenses |
MOTOR INSURANCE
- Free 24hr FastClaim and 24hr Assistance
- Free Courtesy Car in case of an Accident
- Free Courtesy Car in case of Breakdown
- Free Claim Support Service
- Free Legal Protection Assistance
- Easy renew in 3 clicks
PROPERTY INSURANCE
- Free 24hr FastClaim Assistance
- Free 24hr Home and Business Assistance
- Free 24hr Response Property Assistance
- Instant visit at the scene of the accident
- Save 33% off your existing Policy
- Easy renew in 3 clicks
HEALTH INSURANCE
- Free 24hr FastClaim Assistance
- Free 24hr Casualty Care Assistance
- Free 24hr Health Helpline Assistance
- Free 24hr Coordinating Centre
- Switch and get 30 days Free Cover
- Easy renew in 3 clicks